|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
17 |
$1,454,334.00 |
$85,549.06 |
$85,730.00 |
|
2005 |
27 |
$2,381,155.00 |
$88,190.93 |
$89,872.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Arkansas Federal Credit Union, Jacksonville, AR |
2006 |
1 |
$71,400.00 |
|
2005 |
1 |
$72,700.00 |
|
|
Bank of the Ozarks, Little Rock, AR |
2006 |
2 |
$206,424.00 |
|
2005 |
0 |
$0.00 |
|
|
Cornerstone Mortgage Center, Little Rock, AR |
2006 |
3 |
$245,053.00 |
|
2005 |
0 |
$0.00 |
|
|
Countrywide Home Loans, Inc., North Little Rock, AR |
2006 |
1 |
$85,655.00 |
|
2005 |
12 |
$1,083,579.00 |
|
|
First Financial Bank, North Little Rock, AR |
2006 |
1 |
$69,213.00 |
|
2005 |
0 |
$0.00 |
|
|
First Security Bank, Conway, AR |
2006 |
3 |
$276,103.00 |
|
2005 |
4 |
$354,004.00 |
|
|
Metropolitan National Bank, Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
3 |
$237,892.00 |
|
|
Moore Mortgage, Little Rock, AR |
2006 |
1 |
$60,684.00 |
|
2005 |
0 |
$0.00 |
|
|
Pulaski Mortgage Company, Conway, AR |
2006 |
1 |
$49,227.00 |
|
2005 |
0 |
$0.00 |
|
|
Pulaski Mortgage Company, Little Rock, AR |
2006 |
1 |
$104,443.00 |
|
2005 |
2 |
$174,072.00 |
|
|
Regions Mortgage, Inc., Little Rock, AR |
2006 |
1 |
$82,824.00 |
|
2005 |
1 |
$92,270.00 |
|
|
Simmons First Bank, Russellville, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$91,200.00 |
|
|
Simmons First National Bank, Pine Bluff, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$106,016.00 |
|
|
The Carroll Mortgage Group, Inc., Little Rock, AR |
2006 |
2 |
$203,308.00 |
|
2005 |
2 |
$169,422.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
15 |
$1,272,784.00 |
|
2005 |
19 |
$1,678,002.00 |
|
|
New or Proposed Construction |
2006 |
2 |
$181,550.00 |
|
2005 |
8 |
$703,153.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
16 |
$1,368,604.00 |
|
2005 |
26 |
$2,292,155.00 |
|
|
VA |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
1 |
$85,730.00 |
|
2005 |
1 |
$89,000.00 |
|
|
Rural Development |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
13 |
$1,087,154.00 |
76.5% |
|
2005 |
13 |
$1,152,415.00 |
48.1% |
|
|
Minorities |
2006 |
4 |
$367,180.00 |
23.5% |
|
2005 |
4 |
$360,825.00 |
14.8% |
|
|
Unknown |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
10 |
$867,915.00 |
37.0% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$32,572.61 |
$29,112.00 |
|
2005 |
$33,723.76 |
$32,376.00 |
|
|
Minorities |
2006 |
$35,877.51 |
$35,417.40 |
|
2005 |
$29,424.00 |
$30,060.00 |
|
|
Unknown |
2006 |
$0.00 |
$0.00 |
|
2005 |
$40,139.52 |
$41,826.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
9 |
52.9% |
|
2005 |
18 |
66.7% |
|
|
Females |
2006 |
8 |
47.1% |
|
2005 |
9 |
33.3% |
|
FY 2006 |
Average Age of Head of Household: |
|
27.9 |
|
FY 2005 |
|
28.7 |
|
FY 2006 |
Average Household Size: |
|
2.2 |
|
FY 2005 |
|
2.1 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
22.7% |
|
FY 2005 |
|
20.6% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
7 |
$17,242.26 |
$2,463.18 |
41.2% |
|
2005 |
24 |
$63,469.00 |
$2,644.54 |
88.9% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Argenta Neighborworks Homeownership Center, North Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
4 |
$10,180.00 |
|
|
Arkansas River Valley Area Council, Inc., Dardanelle, AR |
2006 |
1 |
$1,000.00 |
|
2005 |
0 |
$0.00 |
|
|
Community Resource Technicians, Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
2 |
$5,500.00 |
|
|
Dream Makers Housing Counseling Agency, Pine Bluff, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
