|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
133 |
$13,246,711.08 |
$99,599.33 |
$99,000.00 |
|
2005 |
113 |
$10,261,395.00 |
$90,808.81 |
$89,269.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Countrywide Home Loans, Inc., Jonesboro, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$78,764.00 |
|
|
First Community Bank, Marion, AR |
2006 |
1 |
$53,000.00 |
|
2005 |
0 |
$0.00 |
|
|
First Home Mortgage, Inc., Jonesboro, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$57,049.00 |
|
|
First Horizon Home Loan Corporation, West Memphis, AR |
2006 |
9 |
$950,980.00 |
|
2005 |
17 |
$1,622,023.00 |
|
|
First Trust Bank for Savings, West Memphis, AR |
2006 |
0 |
$0.00 |
|
2005 |
3 |
$191,980.00 |
|
|
Guaranty Loan and Real Estate, West Memphis, AR |
2006 |
5 |
$551,550.00 |
|
2005 |
2 |
$214,750.00 |
|
|
Pulaski Mortgage Company, Forrest City, AR |
2006 |
0 |
$0.00 |
|
2005 |
89 |
$8,096,829.00 |
|
|
Pulaski Mortgage Company, West Memphis, AR |
2006 |
117 |
$11,539,946.08 |
|
2005 |
0 |
$0.00 |
|
|
Regions Mortgage, Inc., Marion, AR |
2006 |
1 |
$151,235.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
113 |
$10,374,433.08 |
|
2005 |
97 |
$8,262,660.00 |
|
|
New or Proposed Construction |
2006 |
20 |
$2,872,278.00 |
|
2005 |
16 |
$1,998,735.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
74 |
$6,683,959.00 |
|
2005 |
80 |
$6,852,662.00 |
|
|
VA |
2006 |
10 |
$1,126,028.00 |
|
2005 |
5 |
$499,266.00 |
|
|
Conventional |
2006 |
24 |
$2,507,275.00 |
|
2005 |
2 |
$126,400.00 |
|
|
Rural Development |
2006 |
25 |
$2,929,449.08 |
|
2005 |
26 |
$2,783,067.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
91 |
$9,225,526.08 |
68.4% |
|
2005 |
74 |
$6,929,103.00 |
65.5% |
|
|
Minorities |
2006 |
42 |
$4,021,185.00 |
31.6% |
|
2005 |
38 |
$3,227,138.00 |
33.6% |
|
|
Unknown |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
1 |
$105,154.00 |
0.9% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$43,459.42 |
$41,292.00 |
|
2005 |
$43,636.03 |
$41,915.00 |
|
|
Minorities |
2006 |
$37,743.37 |
$33,201.48 |
|
2005 |
$38,582.16 |
$36,342.00 |
|
|
Unknown |
2006 |
$0.00 |
$0.00 |
|
2005 |
$70,980.00 |
$70.980.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
70 |
52.6% |
|
2005 |
63 |
55.8% |
|
|
Females |
2006 |
62 |
46.6% |
|
2005 |
49 |
43.4% |
|
|
Unknown |
2006 |
1 |
0.8% |
|
2005 |
1 |
0.8% |
|
FY 2006 |
Average Age of Head of Household: |
|
36.4 |
|
FY 2005 |
|
34.3 |
|
FY 2006 |
Average Household Size: |
|
2.3 |
|
FY 2005 |
|
2.3 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
11.9% |
|
FY 2005 |
|
16.9% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
33 |
$86,377.00 |
$2,617.48 |
24.8% |
|
2005 |
58 |
$148,697.00 |
$2,563.74 |
51.3% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Legal Aid of Arkansas, West Memphis, AR |
2006 |
2 |
$5,900.00 |
|
2005 |
1 |
$1,424.00 |
|
|
Mississippi County EOC, Blytheville, AR |
2006 |
29 |
$75,016.00 |
|
2005 |
57 |
$147,273.00 |
|
|
Unknown |
2006 |
2 |
$5,461.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
31 |
$80,567.00 |
|
2005 |
53 |
$137,929.00 |
|
|
New or Proposed Construction |
2006 |
2 |
$5,810.00 |
|
2005 |
5 |
$10,768.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
21 |
$56,356.00 |
63.6% |
|
2005 |
36 |
$97,011.00 |
62.1% |
|
|
Minorities |
